Where Vision Finds Value.
Journey Capital is a creative private real estate finance and investment firm that specializes in structuring and funding real estate transactions. We partner with investors, developers, and operators to unlock value through innovative financing, strategic acquisitions, and problem-solving expertise. From bridge loans to value-added investment plays, we guide capital through every stage of the journey.
20 years of experience
Transparency & Knowledge
Common Sense & Balanced Approach
Purpose Driven
Financing Backed by Real-World Investing Experience.
We are a Colorado-based private lending and real estate investment firm built by investors, for investors. Whether you are looking for fast, flexible funding or long-term investment opportunities, Journey Capital delivers clarity, speed, and strategy every step of the way.
The process:
Initial Consultation
We start with a discovery call to understand your deal, experience, and funding goals. From there, we walk you through the best financing options available.
01Documentation Review
You’ll submit a streamlined loan application, basic financials, and entity documents. We review the property, zoning, and any red flags to keep the process smooth and fast.
02Funding & Closing
We coordinate with trusted title partners to finalize your closing. Once the documents are signed — Promissory Note, Deed of Trust, and supporting paperwork — we wire funds directly.
03Loan,
programs.
We offer flexible solutions to meet a range of investment needs:
Bridge & Refinance Loans
Short-term capital or cash-out options for business purposes.
Designed around your goals. Sample structures include:
Up to 100% LTV using cross-collateralization with other real estate or assets
100% purchase financing with borrower-funded renovation escrow
Deferred or reduced monthly payments (subject to LTV limits)
No-recourse loans in specific cases (like IRA-held properties)
Custom Financing Solutions
Funding to purchase investment properties quickly and confidently.
Acquisition Loans
Typical Loan Terms
Loan Amounts: $250,000 to $3,000,000
Loan-to-Value (LTV): Up to 75%
Interest Rates: Starting at 9.99%
Origination Fees: 1% to 5%
Repayment: Monthly, interest-only
Term Length: Up to 12 months, with possible 12-month extension
Property Types: Residential investment, small apartments, and select commercial
Exclusions: No raw land or ground-up construction
Lien Position: First lien only
Location: Colorado (other states by exception only)
Recourse: Yes
Closing Costs: Paid by borrower (includes title, legal, flood certs, wire fees, etc.)
Vision-Driven Investments. Balanced by Experience.
Real Estate Investment Approach
Journey Capital LLC is also a value-add and opportunistic investment firm focused on acquiring assets with strong upside potential. Our targets include single-family homes, townhomes, and select commercial properties.
Investment Philosophy
Market Expertise
We leverage local knowledge and deep market insight to uncover opportunities others miss.
Vision-Driven Investing
We don’t just buy, we see what a property can become. Our creative vision helps unlock long-term value.
Balanced Risk & Return
Our deals are built on optionality. We prioritize multiple exit strategies and capital preservation to deliver strong, sustainable returns.
We don’t just fund deals.
We help you see the opportunity others overlook,
and move on it with certainty.
Let’s talk about your next investment.
Journey Capital LLC
📍 6000 E Evans Ave, Suite 1-211
Denver, CO 80222
📞 720-357-0099
📧 contact@journeycapital.com